Government Credit Websites – The Federal Trade Commission provides free information for consumers on all matters of credit including how to choose a credit card, finding mortgages, setting up a budget and much more. - Learn valuable information about your credit score and find out the best way to obtain your free credit scores from the three major credit reporting bureaus. - This site–maintained by the Federal Reserve Board–provides answers to some of the most common, and most important, questions about credit. - Don’t be fooled by other sites promising free credit reports.  There’s only one website where you can get a 100% credit report from each of the 3 credit reporting bureaus annually. – The United States Justice Department has compiled a comprehensive list of approved credit counseling agencies.  You can search by State and City to find reputable companies that provide services in English as well as other languages.

HUD Housing Counseling - HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues.

Credit Repair Organizations Act - U.S. Code Chapter 41, Subchapter II–A  Learn more about the Credit Repair Organizations Act (CROA)

Credit Repair Assistance - The most well known and reputable credit repair company, can help you significantly improve your credit score for the long term.  By identifying inaccuracies on your credit report, they challenge these directly with the credit companies and report changes to the major credit bureaus.  You can track the progress of your repairs online through the entire process.  A quality service that has a proven track record.

Lexington Law Credit Repair Services – With over 20+ years of credit repair experience, Lexington Law is a consumer advocacy law firm that has helped over a half-million clients take action on their credit since 1991.  With a staff of over 20 attorneys and 200+ paralegals in 19 states. They work to ensure the highest standard of credit repair service with proven client results.

Credit Assistance Network – Specializing in credit improvement by offering a realistic and legal program to assist with nearly any credit problem.  CRA is 100% compliant with the CROA and has over 10 years experience in helping consumers regain their good credit. - is a leading provider of credit report repair services for consumers within the United States. Established in 1997, they have helped over 80,000 consumers in all 50 states improve their credit reports and increase their credit scores. is a licensed and registered credit services organization with an A- rating with the Better Business Bureau (BBB). (0 Complaints within the last 3 years).

Boost Credit 101 – Boost Credit 101 can help you increase your credit score in approximately 30 days by adding your details to established tradelines, giving you the benefit of high credit limits and perfect payment histories.  This is a great, fast option if you’re looking to refinance a home loan or apply for a new line of credit.

Debt Relief & Credit Counseling Websites - CuraDebt is a financial crisis assistance company that was formed in 2000, making it one of the oldest and most experienced teams in the industry. They specialize in debt settlement and debt consolidation, helping consumers resolve their debts quickly and with the greatest savings possible.  They can also assist with Tax Debt Relief and Bankruptcy.

Online Loans. Short and Long Term.

ZenithLoans - is a personal loans company that was formed in 2007, working with a network of multiple direct lenders and making loan application easy with just one web form. So, you can apply for larger loans at lower interest rates and good credit isn’t required. - is a payday loan company, that provide borrowers with fast (but small) cash loans online. Their slogan is "Get Cash in a Flash!". Max. sum of the loan is $1000. Max. term is 30 days. All credits welcomed. Low credit may not be a problem, but APR will fall between 50% to 250%

Free Credit Score Check - The first thing Credit Karma do is give you free access to your credit scores, reports and monitoring. Check your scores anytime, anywhere, and never pay for it. Credit Karma will always be free for users. You should notice, that Credit Karma does not offer you access to your FICO Credit Score.