The Best Credit Repair Companies for 2014


Top 5 Credit Repair Companies

The idea of starting the credit repair process can be daunting.  Especially if you’ve exhausted all of your own efforts to clean up inaccuracies and errors on your credit history. If you’re planning on moving forward with one of the few reputable credit repair companies, there are many factors to consider before you commit.  How long has the company been in business?  What is their track record for credit repair?  Are they using legitimate, legal methods to help get boost your credit score?  What fees do they charge and when is payment required from you?  All of these are questions that you need to have answers too before you sign a contract.

We know it can be difficult to sort through the various businesses which appear to be reputable, so we’ve compiled a list of the 5 best credit repair companies you should consider using if you’re going to hire a paid repair service to help get your credit history and score back on track. Each of these companies offers straight forward terms, reasonable and competitive pricing and has been in the credit repair industry for at least 10 years.  We suggest you look the services that each have to offer and make a decision based on your personal credit situation and the amount of money you’re comfortable spending to fix your credit.

1. 4half

creditrepair-com best credit repair companiesWe have ranked as the most reliable and trusted credit repair company for 2014. With over 15 years experience, has developed a process that has been proven over many years and thousands of customers which is 100% ethical and in accordance with the CROA. They will develop an individual game plan for your credit situation and assist you in repairing potential credit damaging problems such as inaccurate information, charge offs, bankruptcies, and late payments, plus help you with issues related to identity theft and unauthorized credit inquiries. They start by analyzing your current credit reports, finding potential problem areas, and then work directly with the credit companies to resolve these items. After which CR reports to the credit bureaus any changes that have been made. Your credit score will soon begin to reflect these positive changes. Pricing is extremely competitive at $89.95/month for their proven, professional system.

Click Here to Start Your Credit Repair Process Today or Call 855-742-4028.


2. Lexington Law Credit Repair Services  4

Lex Law Credit Repair CompaniesOur next highest rated credit repair service is Lexington Law.  They have helped over 1/2 million customers raise their credit scores by removing millions of questionable and inaccurate credit report items.  Lexington Law is a trusted law firm with a staff of 24 attorneys and over 200 paralegals nationwide who can help guide you through the complex credit repair process.   LL offers a completely free credit report consultation where they provide you a no cost credit report and full analysis of your current credit standing.   They offer 3 service levels, starting at $59.95/month which include free toll-free phone  and email support .  All pricing is straight forward with no hidden fees and you can usually get a same-day consultation.  Sign up with an experienced law firm which specializes in credit repair.

Click here to visit or Call 855-412-2204 to Get Started.


3. The Credit People  4

Credit Repair Companies Credit PeopleWe highly recommend The Credit People as a comprehensive, full service option for your credit repair needs.  They have developed an extensive 6 month program, in which they state you will begin seeing positive results on your credit report within 60 days.  The Credit People will start by pulling your credit score and reports for you at no cost.  They’re the only credit repair company which doesn’t make YOU provide a credit report.  From there, a personal credit plan is tailored to your credit situation and they begin challenging questionable items on your credit report immediately.  We really like that you can track your Score-Driven Results with 24 hour access so you know exactly where you stand at any given time.

They are also one of the only credit repair companies who charges a flat, one time fee of $299 for their 6 month plan.  Very simple and transparent with no additional or hidden fees to worry about. The Credit People have over 10 years credit repair experience and are FCRA certified.  You won’t go wrong letting the Credit People help fix your credit report and boost your credit scores.

Click here to Visit The Credit People Website for more information and to complete their online application.


4. Credit Assistance Network


Cred Assistance Network Credit Repair CompaniesThe Credit Assistance Network has been working with consumers in need of credit repair help since 2004.  They offer extremely flexible terms, a pay as you go payment plan as well as a dedicated team assigned to your individual credit repair case.  They handle issues such as public record disputes, identity theft resolution, security clearance assistance & personal information corrections to name only a few of their services.  When working with CAN you will receive 24 hour access to your secure online account with real time credit repair progress updates.  As well as 1 on 1 credit building coaching to make sure you keep your credit moving in the right direction.  All in all, a reputable repair service with an A+ BBB rating.

Click Here to Visit the Credit Assistance Network Site & Get a Free Consultation. 




5. Ovation Credit Services Inc. 3half

Ovation Credit Repair CompaniesOvation Credit Services Inc. is a solid credit repair service that has been in business since 2004.  They are licensed and bonded with the Attorney General, have an A+ BBB rating as well as a 100% money back guarantee on their services.  According to Ovation, they have averaged at least 18 credit improvements per customer since they began 10 years ago. What this means is they target the appropriate items on your credit reports which can be disputed and removed, resulting in increased credit scores for their clients.

What we like most about Ovation is their unique tracking system which gathers your credit results directly from the credit bureaus and imports them directly into your personal dashboard which you can access online 24/7.  This way you will always know the progress of your repair, instead of waiting by the mail box for the credit bureaus to send you your reports.  Ovations monthly pricing is extremely low at $39.00/month, which is one of the lowest rates we’ve seen.  You get fantastic online credit tools you can use with your personal dashboard as well as a personal credit plan.

Visit the Ovation Credit Services Website for more information and to complete their online application.

4half Total Ratings 4.5 out of 5 based on 358 ratings.